CAREER

Lead and oversee the final underwriting process of the company collaborating with a team of underwriters: approve secured and unsecured cash solutions based on conventional and unconventional data, financial analysis, and business performance.

Review and analyse customer financial documentation to assess their credit default risk and determine which of the company’s funding options are best suited to meet their needs;

Onboard merchants including negotiating and determining contract rates, terms, and conditions with merchants and customers;

Propose integral solutions to clients, enabling them to obtain alternative lending products and financial solutions;

Analyse and service secured and unsecured cash solutions by utilizing financial knowledge to minimize credit default risk and increase profitability for the business;

Establish and foster positive working relationships between internal and external stakeholders to deliver value to customers; Work with internal stakeholders to assess core processes, solicit and provide feedback to meet overall business goals and ensure delivery of desired outcome.

Work closely with the C-level executives to perform timely review of market (domestic and international), competitors, pricing conditions, including credit risk analysis and creativity to analyse, approve or decline profitable and risky transactions, and request loan amount changes as required

Determine potential impact of new products, processes, and new legislation in the local market on clients’ short and long-term performance, profitability, and liquidity to determine impact on risk exposure;

Utilize knowledge of credit analysis and leadership abilities to assess cash flow generation, assign risk ratings to merchants, including merchants with transnational assets and businesses, and approve secured and unsecured cash solutions consistent with the company’s risk profile, market, and customer requirements;

Work with internal stakeholders to assess internal processes, solicit and provide feedback to meet overall business goals and ensure delivery of desired outcomes;